Effective Date: September 8, 2026

This Privacy Policy explains how information is collected, used, disclosed, stored, and protected when you access or use the Platform, including its websites, products, features, and related services.

For purposes of this Privacy Policy, “Platform” refers to the technology platform and related services made available through this website or service. References to “we,” “us,” or “our” refer to the operator of the Platform.

By accessing or using the Platform, you acknowledge the practices described in this Privacy Policy.

Information We Collect

We may collect personal information that you voluntarily provide when you create or manage an account, use the Platform, submit a form, communicate with us, or request products or services.

Information we collect may include:

• Name
• Email address
• Mobile or other telephone number
• Brokerage, company, or professional information
• Account and profile information
• Information you submit through forms or Platform features
• Communications and support requests
• Communication preferences and consent records

We may also automatically collect certain information when you use the Platform, including:

• IP address
• Browser and device information
• Operating system
• Pages, features, and services accessed
• Date and time of visits
• Referring pages or websites
• Usage and interaction information
• Cookies and similar technology data

How We Use Information

We may use information we collect to:

• Create, maintain, and support your Platform account.
• Provide and operate Platform products, features, and services.
• Authenticate users and maintain Platform security.
• Personalize and improve the Platform experience.
• Communicate with you about your account, services, and activity.
• Provide customer service and respond to questions or requests.
• Send communications you have agreed to receive.
• Provide information about new features, programs, strategies, educational opportunities, events, and other Platform updates.
• Analyze Platform usage and improve our products and services.
• Detect, prevent, and address fraud, abuse, security incidents, or technical problems.
• Maintain appropriate business and legal records.
• Comply with applicable laws, regulations, and legal obligations.

SMS Communications and Opt-In

The Platform offers users the option to receive SMS text messages.

Users may opt in by providing a mobile telephone number and affirmatively selecting an SMS consent option presented through the Platform. Providing a telephone number by itself does not constitute consent to receive SMS messages.

If you opt in, you may receive recurring text messages regarding new features, programs, strategies, upcoming events, Platform updates, account or service information, educational content, and other communications you have agreed to receive.

Message frequency varies. Message and data rates may apply.

SMS consent is voluntary. Consent to receive SMS messages is not required to create or maintain a Platform account or to purchase any product or service.

You may opt out of SMS messages at any time by replying STOP to a message. You may reply HELP for assistance.

Where available, users may also manage SMS communication preferences through their Platform account.

SMS Consent and Mobile Information — No Sharing for Marketing

We do not sell, rent, share, or disclose SMS opt-in consent, mobile telephone numbers, or SMS-related consent information to third parties or affiliates for their marketing or promotional purposes.

SMS opt-in data and consent will not be shared with any third parties for marketing purposes.

We may disclose information to service providers solely as necessary to provide and support our messaging services, such as telecommunications, messaging, hosting, or technology providers acting on our behalf. These service providers may use the information only as necessary to provide services to us and not for their own marketing purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with service providers described elsewhere in this Privacy Policy excludes SMS opt-in data and consent from sharing for marketing purposes.

Email Communications

We may send email communications relating to your account, Platform services, new features, programs, educational opportunities, events, and other relevant updates.

Where applicable, you may unsubscribe from promotional email communications using the unsubscribe instructions contained in those communications. We may continue to send messages reasonably necessary to administer, secure, or service your account.

Cookies and Tracking Technologies

The Platform may use cookies, pixels, local storage, analytics technologies, and similar tools to operate and improve websites and services.

These technologies may be used to:

• Maintain sessions and account functionality.
• Remember user preferences.
• Understand how users interact with the Platform.
• Measure website and feature performance.
• Diagnose technical issues.
• Maintain security and prevent fraud.
• Improve Platform products, services, and user experiences.

Some third-party service providers may place or access cookies or similar technologies when providing services to the Platform.

Your browser or device may allow you to block or delete certain cookies. Disabling cookies may affect the availability or functionality of some Platform features.

How We Share Information

We may share personal information with service providers that perform legitimate business functions on behalf of the Platform, including hosting, communications, analytics, security, payment processing, customer support, and other technology or operational services.

Service providers are permitted to process information only as necessary to provide their services to us and subject to applicable contractual or legal obligations.

We may also disclose information:

• When required by applicable law, regulation, legal process, or governmental request.
• To protect the rights, property, security, or safety of the Platform, our users, or others.
• To investigate or prevent fraud, abuse, security incidents, or illegal activity.
• In connection with a merger, acquisition, financing, reorganization, sale, or transfer of all or part of the business or assets associated with the Platform.

We do not sell personal information for third-party marketing purposes.

For clarity, SMS opt-in consent and mobile telephone information are not shared with third parties or affiliates for their marketing or promotional purposes.

Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, acquisition, loss, misuse, alteration, or disclosure.

These safeguards may include access controls, authentication measures, technical security controls, monitoring, and other practices appropriate to the nature of the information and services involved.

No method of transmission over the Internet or electronic storage is completely secure. Therefore, while we use reasonable safeguards, we cannot guarantee absolute security.

Data Retention

We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including to:

• Provide and support the Platform and its services.
• Maintain account and transaction records.
• Maintain communication and consent records.
• Comply with legal, regulatory, accounting, or reporting requirements.
• Resolve disputes.
• Prevent fraud or abuse.
• Enforce applicable agreements.

When information is no longer reasonably necessary, we may delete, anonymize, or otherwise dispose of it in accordance with applicable requirements and our data-retention practices.

Your Rights and Choices

Depending on your location and applicable law, you may have rights or choices regarding your personal information.

You may contact us to request that we:

• Provide information about personal information associated with you.
• Correct or update inaccurate account or personal information.
• Delete certain personal information where applicable.
• Address questions about how your information is used.
• Update certain communication preferences.

Certain account and profile information may also be updated directly through your Platform account.

You may unsubscribe from promotional email communications using the unsubscribe instructions included in those communications.

If you have opted in to SMS communications, you may opt out at any time by replying STOP. Reply HELP for assistance.

Where available, you may also manage communication preferences through your Platform account.

We may retain information when reasonably necessary to comply with legal obligations, resolve disputes, prevent fraud or abuse, maintain security, or enforce our agreements.

Third-Party Services and Links

The Platform may contain links to or integrate with third-party websites, applications, products, or services.

Third-party services operate under their own terms and privacy practices. We are not responsible for the privacy, security, or other practices of third-party websites or services. We encourage users to review the privacy policies of third-party services they choose to use.

Children's Privacy

The Platform is not intended for children under 13 years of age, and we do not knowingly collect personal information from children under 13.

If we learn that personal information from a child under 13 has been collected inappropriately, we will take reasonable steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to the Platform, our practices, technologies, legal requirements, or other operational needs.

When this Privacy Policy is updated, we may revise the effective date shown above. We encourage users to review this Privacy Policy periodically.

Contact Us

If you have questions about this Privacy Policy, your personal information, your communication preferences, or the privacy practices associated with the Platform, please contact us using the contact information provided through the Platform.